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Tuesday, November 29, 2011

THE SEVEN C’s OF SUCCESS by Brian Tracy

   Brian Tracy
Brian Tracy is Chairman and CEO of Brian Tracy International, a company specializing in the training and development of individuals and organizations.
Brian's goal is to help you achieve your personal and business goals faster and easier than you ever imagined.
Now let us hear what he says about the Seven C's of success.


After having studied top achievers and peak performers over the past 35 years, I’ve concluded that these unique men and women, have in most cases, mastered what I call the Seven C’s of Success.

Clarity: 



Eighty percent of success comes from being clear on who you are, what you believe in and what you want.

Competence: 



You can't climb to the next rung on the ladder until you are excellent at what you do now.

Constraints: 



Eighty percent of all obstacles to success come from within. Find out what is constraining in you or your company and deal with it.

Concentration: 



The ability to focus on one thing single-mindedly and see it through until it's done takes more character than anything else.

Creativity: 



Flood your life with ideas from many sources. Creativity needs to be exercised like a muscle; if you don't use it you'll lose it.

Courage: 



Most in demand and least in supply, courage is the willingness to do the things you know are right.

Continuous learning: 



Read, at the very least, one book a week on business to keep you miles ahead of the competition. And just as you eat and bathe, organize your time so you spend 30 minutes a day exploring email, sending messages, going through websites, because like exercise, it's the only way you can keep on top of technology. If you get away from it, you'll lose your edge.

Saturday, November 19, 2011

The most unique dish I have experienced -MasterChef India 2 Contest

In any functions held in South India, the menu for the feast will be incomplete without 'Payasams'. If we attend the marriage ceremonies in Kerala, not one or two but several varieties of Payasams will be served.
What is Payasam?


Payasam (Sanskrit: क्षीर/Ksheer)(Hindi: खीर, Punjabi: ਖੀਰ, Khiri (ଖିରି) in OriyaUrdu: کھیر/kheer) also known as Payasam (Tamil: பாயசம்) or Payesh (Bengali) (Malayalam: പായസം) (Kannada:ಪಾಯಸ) (Telugu:పాయసం) is a rice pudding, which is a traditional South Asian sweet dish. It is made by boiling rice or broken wheat with milk and sugar, and flavored with cardamom,raisinssaffroncashewnutspistachios or almonds. It is typically served during a meal or also consumed alone as a dessert.
(Source:http://en.wikipedia.org/wiki/Kheer)
By now you must have  guessed what my favourite dish is.:-)


My favourite  and Unique Dish:

Last year on a Saturday evening, I  went to dine out with my family. After discussing various options, we decided to go to the Rasam Restuarant , a venture of the famous KrishnaSweets in Purasawalkam,Chennai. It is located in Raja Annamalai Rd, Purasawalkam , Chennai near Dharmaprakash Kalyana Mandapam.


Rasam Restuarant in Purasawalkam

In the Ground floor Krishna Sweets is functioning and Rasam Restuarnat is in the first floor. On entering the first floor, you will be surprised to see the serene environment of an Old Bungalow of yester years decorated with beautiful pictures.

                                              Thali Meals

This restaurant is famous for  the delicacies of Kongunadu like Murungai keerai Rasam(Drumstick soup), Nellikkai Rasam(Goosberry Soup) Vazhapoo vadai(Vada made of Bannana Flower),Kuzhi Paniyaram,Idiyappam, Vegetable briyani,  Paruthi Pal Halwa,Ilaneer(Tender Cocunut) payasam etc. They serve only thali meals for lunch. There are two options – a regular and a special. The regular thali has fewer items than the special but its quantity is far more ideal. Though the items are priced on the higher side, the taste of all the items are very good  and the items are made with less oil.  


We ordered for Murungai keerai rasam,Vazhapoo vadai, Kuzhi Paniyarams(both sweet and hot),Vegetable Briyani, and Ilaneer Payasam. It was the first time I tasted Ilaneer Payasam which was a Unique food item at that time. The taste was very good and later on  whenever I visited the Restaurant with my family, we never forget to order for this dish. I organised a get together of (about twenty persons)my college alumini friends (Loyola College, 1970 batch), in the restaurant and after tasting all the items my friends had a special word of  appreciation for Ilaneer Payasam.   

Now a days in most of the marriage receptions, this delicate item is included without fail. 

How to prepare Ilaneer Payasam?

Ilaneer Payasam
Ingredients:
Tender coconut kernels - 2 cups
Tender coconut water - 1 cup
Sweetened condensed milk - ½ a can
Milk - ½ cup
Thick coconut milk - 1 cup
Ground green cardamom - ¼ tsp.
Cashew nuts - 5 (whole)
Raisins - 8
Ghee - 1 tsp.

Method:
In a bowl mix tender coconut water, condensed milk, milk, coconut milk and ground cardamom.
Cut the tender coconut kernels into bite sizes and add to the liquid.
Fry the cashews and raisins and add to the kheer.
Enjoy and it’s good to eat it immediately.

(Courtesy...Google Images for the pictures in this post.)


Enjoy tasting my favorite dish Ilaneer Payasam

Wednesday, November 16, 2011

Taking care of hair





(Note: I have compiled the information in this post to participate in a contest . At the time of submitting the post, I noticed that the contest was already closed. Even if I had participated in the contest, the chances for me to win is very remote that many participants have already submitted wonderful postings (poems,pictures,write ups etc). However , I wish the share the information gathered by me with the readers.)


Hair care is very important because it is the crown of the human body. I give below the information of hair care gathered from other sites and also my own experience about Dandruff care.


Basic Information about Hair:


In general, there are five different types of hair that will determine what hairstyles you can choose and consequently, your beauty.


Fine Hair


About 15% of all women have fine hair. Fine hair has a diameter of 50 microns. Fine hair reflects light the best. When it is healthy, fine hair will often have a natural shine. Blondes have fine hair most often, since blonde hair is the thinnest.
Fine hair is: soft, shine, limp, flyaway, lifeless and flat.
Fine hair is much easier to damage than medium or coarse hair. The biggest problem with fine hair is to gain volume and get hair to hold a style.


To gain volume color and heat style your hair and it will hold a style easier. Use volumizing products and styling gels and mousses. Use a gentle shampoo.


It is also important to use a lightweight conditioner! Put conditioners onto the lengths and ends of your hair rather than the roots.


A short blunt cut will create the illusion of more hair. Avoid layers and long hair.


The general rule for fine hair is that the shorter it is, the lighter it is and therefore the less limp and flat it is.
Streaks are a good idea for fine hair, because they add volume to the hair.


Medium Hair Type


Most people have medium hair. Medium hair is not too thick, not too thin, and has a diameter between 60-90 microns.
Medium hair has lots of body and usually holds either a blow-dry shape or any type of hairstyle very well. It has the most styling flexibility of the three hair types.


Medium hair is:
• Softer than coarse hair.
• More voluminous than fine hair.
• More manageable than fine hair.
• Medium hair is regularly considered as normal hair.


Coarse Hair Type

Coarse hair has a diameter of 100 microns and above.
Coarse hair is:
• Rough
• Wiry
• Heavy
• Wild
• Strong
Coarse hair is often dry. Coarse hair needs conditioning to keep it under control.
Wear it long so the weight of the hair drags it down. Get a layered cut. Stay away from a blunt cut.


Thick and Thin Hair Type


Whether your hair is thin or thick depends on the number of hairs on your head not on the thickness of each hair strand.
The average head has between 100,000 and 150,000 hairs, and normal daily fall-out is 50-100 hairs.
People with thick hair have about 150,000 strands on their heads.
People with thin hair have about 90,000 strands on their heads.
Thick hair will look too bushy if cut into a short style. Layer thick your hair since layering adds mobility.
If you hair is thin, short haircuts look best. Adding highlights and low lights give the illusion of thickness.

Read more: http://www.hair-styles-secrets-revealed.com/hair%20type.htm#ixzz1dZFttt8I



How to take care of hair?


Good hair care contains simple steps like brushing and combing, shampooing and drying, treating baldness, hair conditioning, dandruff, hair dyes, split ends and hair loss treatment and some other methods. We can start hair care from home. With right care and interest you can bring back its vitality and glossy shine.
Keep your head clean. Don't neglect the hygiene of head.
• Brush your hair before shampooing to eliminate the tangles.
• Brushing is less damaging than combing but a long brushing can also damage the hair.
• Back combing is also harmful for the hair. It causes knotting which is not easy to untangle. 
• Always use a good comb if you feel more comfortable in combing. A good comb can be categorized as a comb which have rounded and soft teeth.
• Nylon brushes with pointed ends also break the hair. 
• If you are suffering from the Dandruff-the most common problem, immediately get rid of it by applying good and suitable hair oils.
• Use good shampoos and conditions for healthy looking hairs. Nutritious shampoos are the best choice because hairlessness is caused due to insufficient nutrition.



Dandruff control for hair care :


Dandruff is the worst enemy of hair care. If sufficient precautions are taken we can avoid dandruff problem. 


Causes


Dandruff is thought to be caused by a fungus called malassezia, a fat-eating fungus, which lives on the scalp of most healthy adults. While it does not cause problems for most people, malassezia can sometimes grow out of control and begin feeding on the oil on your scalp. The result is increased cell turnover and a large number of dead skin cells. These cells, combined with dirt and oil from your hair and scalp, form flaky white scales.

Symptoms


The common symptoms of dandruff include itching and white, oily flakes. That said, there are several conditions, including psoriasis, dry skin, seborrheic dermatitis, or contact dermatitis, which present similar symptoms. Before beginning treatment for dandruff, it is important to consult your dermatologist to make sure you're treating the right condition.
Treatment
While controllable, dandruff can be persistent and requires consistent treatment. There are several types of over-the-counter shampoos available for treating dandruff. If you try one and it doesn't have the desired effect, move on to the next. Following are four common types of dandruff shampoos:
·         Zinc pyrithione shampoos, such as  Head & Shoulders, contain an antibacterial and antifungal agent (zinc pyrithione) which has been shown to fight the fungus that causes dandruff.

·         Selenium sulfide shampoos, such as Selsun Blue, can prevent cell turnover and may help control the malassezia fungus. These types of shampoos may discolor blond or gray hair and can cause significant discoloration in chemically treated hair, so follow the directions carefully and rinse well.

·         Ketoconazole shampoo, like Nizoral, contains a broad antifungal agent.
·         Tar-based shampoos, such as Neutrogena T/Gel, contain coal tar, which slows cell turnover and reduces the formation of dandruff's scaly flakes.

Use of these shampoos above is recommended daily until dandruff is controlled. Once the dandruff is under control, use dandruff shampoo two or three times a week, alternating with a good moisturizing shampoo. If the dandruff shampoo loses its effectiveness, switch to another type of shampoo or try alternating between types. Be sure to follow directions carefully. Should over the counter treatments fail, see your dermatologist. Stronger treatments are available by prescription.

In addition to using the proper shampoo, other steps can be taken to control dandruff, including: eating right, exfoliating the scalp with a facial scrub , managing stress, and reducing the amount of styling products used. Consistently following a dandruff control routine should keep your hair and scalp looking healthy and flake free.


Source:http://menshair.about.com/od/scalpcaretips/a/dandruff.htm


My own experience of dandruff control:


I used to have a lot of dandruff which used to cause a lot of irritation ion the hair. After seeing an advertisement of Aswini Hair Oil, I started using it and after some days I had great relief from dandruff problem. 




I also take the following precautions to avoid dandruff:


  • Always using a clean comb. Never use a comb used by others.
  • Don't us the pillows used by others since we can easily get the dandruff through it.





Monday, November 14, 2011

Health Benefits of ,Okra - Lady's finger (Bhindi)(Vendaikkai in Tamil)

  



 I want to share this useful information received by email from a friend about the health benefits of Okra. 


A guy has been suffering from constipation for the past 20 years and recently from acid reflux. He didn't realize that the treatment could be so simple -- OKRA! He started eating okra within the last 2 months and since then have never taken medication again. All he did was eat 6 pieces of OKRA everyday. He's now regular and his blood sugar has dropped from 135 to 98, with his cholesterol and acid reflux also under control.

Here are some facts on okra (from the research of Ms. Sylvia Zook,PH.D (nutrition), University of Illinois .

"Okra is a powerhouse of valuable nutrients, nearly half of which is soluble fiber in the form of gums and pectins. Soluble fiber helps to lower serum cholesterol, reducing the risk of heart disease. The other half is insoluble fiber which helps to keep the intestinal tract healthy, decreasing the risk of some forms of cancer, especially colo-rectal cancer. Nearly 10% of the recommended levels of vitamin B6 and folic acid is also present in a half cup of cooked okra.

Okra is a rich source of many nutrients, including fiber, vitamin B6 and folic acid. He got the following numbers from the University of Illinois Extension Okra Page . Please check there for more details.

Okra Nutrition (half-cup cooked okra)
* Calories = 25
* Dietary Fiber = 2 grams
* Protein = 1.5 grams
* Carbohydrates = 5.8 grams
* Vitamin A = 460 IU
* Vitamin C = 13 mg
* Folic acid = 36.5 micrograms
* Calcium = 50 mg
* Iron = 0.4 mg
* Potassium = 256 mg
* Magnesium = 46 mg

These numbers should be used as a guideline only, and if you are on a medically-restricted diet please consult your physician and/or dietician. Ms Sylvia W. Zook, Ph.D. (nutritionist) has very kindly provided the following thought-provoking comments on the many benefits of this versatile vegetable. They are well worth reading.

1. The superior fiber found in okra helps to stabilize blood sugar as it curbs the rate at which sugar is absorbed from the intestinal tract.

2. Okra's mucilage not only binds cholesterol but bile acid carrying toxins dumped into it by the filtering liver. But it doesn't stop there...

3. Many alternative health practitioners believe all disease begins in the colon. The okra fiber, absorbing water and ensuring bulk in stools, helps prevent constipation. Fiber in general is helpful for this but okra is one of the best, along with ground flax seed and psyllium. Unlike harsh wheat bran, which can irritate or injure the intestinal tract, okra's mucilage soothes, and okra facilitates elimination more comfortably by its slippery characteristic many people abhor. In other words, this incredibly valuable vegetable not only binds excess cholesterol and toxins (in bile acids) which cause numerous health problems, if not evacuated,?but also assures their easy passage from the the body.

4. Further contributing to the health of the intestinal tract, okra fiber (as well as flax and psyllium) has no equal among fibers for feeding the good bacteria (probiotics).

5.To retain most of okra's nutrients and self-digesting enzymes! , it should be cooked as little as possible, e.g. with low heat or lightly steamed. Some eat it raw ( I EAT THREE RAW OKRA WITH LITTLE LEMON/SALT. I eat also one clove RAW GARLICK on the toast and chew.)  
Name: Okra
Biological Name: Abelmoschus esculentus, Hibiscus esculentus
Other Names:   Okra, Okro, Ochro, Okoro, Quimgombo (Cuba), Quingumbo, Ladies Fingers, Gombo, Kopi Arab, Kacang Bendi, Bhindi (S. Asia), Bendi (Malaysia), Bamia, Bamya or Bamieh (middle east), Gumbo (Southern USA), Quiabo, Quiabos (Portugal and Angola), okura (Japan), qiu kui (Taiwan)
History: Okra traces its origin from what was known as Abyssinia (Ethiopia) spreading right through to Eastern Mediterranea, India, Africa, North America, South America and the Caribbean. Though long popular in the South, it is becoming increasingly common and well known in Western Countries.
Description: Okra is a tall-growing (3 to 6 feet or more in height), warm-season, annual vegetable from the same family as hollyhock, rose of Sharon and hibiscus. The immature pods are used for soups, canning and stews or as a fried or boiled vegetable. The hibiscus like flowers and upright plant is very pretty.

When cut, okra releases a sticky substance with thickening properties, useful for soups and stews.
Parts Used: Immature pods
Constituents: Nutrition Information
For 1/2 cup sliced, cooked okra
For 1 cup raw okra
Calories 25
Dietary Fiber 2 grams
Protein 1.52 grams
Carbohydrates 5.76 grams
Vitamin A 460 IU
Vitamin C 13.04 mg
Folic acid 36.5 micrograms
Calcium 50.4 mg
Iron 0.4 mg
Potassium 256.6 mg
Magnesium 46 mg
Calories: 33
Fiber: 3.2g
Total Fat: 0.1g
Protein: 2.0g
Carbohydrate: 7.6g
Vitamin A 660 IU
Vitamin C 21mg
Folate 87.8mcg
Magnesium 57mg
Medicinal Applications According to Sylvia W. Zook, Ph.D. (nutritionist) Okra has several benefits.

1. The superior fiber found in okra helps to stabilize blood sugar by curbing the rate at which sugar is absorbed from the intestinal tract.

2. Okra's mucilage binds cholesterol and bile acid carrying toxins dumped into it by the filtering liver.

3. Okra helps lubricate the large intestines due to its bulk laxative qualities. The okra fiber absorbs water and ensures bulk in stools. This helps prevent and improve constipation. Unlike harsh wheat bran, which can irritate or injure the intestinal tract, okra's mucilage soothes, and okra facilitates elimination more comfortably by its slippery characteristic. Okra binds excess cholesterol and toxins (in bile acids). These, if not evacuated, will cause numerous health problems. Okra also assures easy passage out of waste from the body. Okra is completely non-toxic, non-habit forming, has no adverse side effects, is full of nutrients, and is economically within reach of most unlike the OTC drugs.

4. Okra fiber is excellent for feeding the good bacteria (probiotics). This contributes to the health of the intestinal tract.

5. Okra is a supreme vegetable for those feeling weak, exhausted, and suffering from depression.

6. Okra is used for healing ulcers and to keep joints limber. It helps to neutralize acids, being very alkaline, and provides a temporary protective coating for the digestive tract.

7. Okra treats lung inflammation, sore throat, and irritable bowel.

8. In India , okra has been used successfully in experimental blood plasma replacements.

To retain most of okra's nutrients and self-digesting enzymes, it should be cooked as little as possible, e.g. with low heat or lightly steamed. Some eat it raw.
Specific Ailments
Acid Reflux and Constipation
A person, suffering from constipation for the past 20 years and recently from acid reflux, started eating 6 pieces of Okra. Since then, has not taken any other medication. Now, his blood sugar has dropped from 135 to 98 and his cholesterol and acid reflux are also under control.
Asthma
Vitamin C is a powerful antioxidant and anti-inflammatory. This anti-inflammatory activity may curtail the development of asthma symptoms. A large preliminary study has shown that young children with asthma experience significantly less wheezing if they eat a diet high in fruits rich in vitamin C. 1/2 cup of cooked Okra contains over 13 mg of vitamin C.
Atherosclerosis
Diets high in insoluble fiber, such as those containing okra, are associated with protection against heart disease in both men and women.
Cancer
The insoluble fiber found in Okra helps to keep the intestinal tract healthy, decreasing the risk of some forms of cancer, especially colo-rectal cancer.
Capillary fragility
Eating plenty of flavonoid and vitamin C-rich fruits and vegetables such as okra helps to support the structure of capillaries.
Cataracts
1/2 cup of cooked okra contains 460 IU of vitamin A. Some studies have reported that eating more foods rich in beta-carotene or vitamin A was associated with a lower risk of cataracts.
Colesterol
A study (JAMA July 23, 2003) showed that consuming a "dietary portfolio" of vegetarian foods lowered cholesterol nearly as well as the prescription drug lovastatin (Mevacor). The diet was rich in soluble fiber from oats, barley, psyllium, eggplant and okra. It used soy substitutes instead of meat and milk and included almonds and cholesterol-lowering margarine (such as Take Control) every day.
Depression and Lack of Energy
Okra is a supreme vegetable for those feeling weak, exhausted, and suffering from depression.
High homocysteine
A controlled trial showed that eating a diet high in fruits and vegetables containing folic acid, beta-carotene, and vitamin C effectively lowered homocysteine levels. Healthy people were assigned to either a diet containing a pound of fruits and vegetables per day, or to a diet containing 3 1/2 ounces (99g) of fruits and vegetables per day. After four weeks, those eating the higher amount of fruits and vegetables had an 11 percent lower homocysteine level compared to those eating the lower amount of fruits and vegetables. Okra is a storehouse of vitamins and folic acid.
Multiple sclerosis (MS)
In one survey, researchers gathered information from nearly 400 people (half with MS) over three years. They found that consumption of vegetable protein, fruit juice, and foods rich in vitamin C, thiamine, riboflavin, calcium, and potassium correlated with a decreased MS risk.

Friday, November 11, 2011

Some Not So Familiar Acronyms ..........



CHESS: Chariot, Horse, Elephant, SoldierS.
 
COLD : Chronic Obstructive Lung Disease.
 
JOKE : Joy Of Kids Entertainment.
 
AIM : Ambition IMind.
 
DATE : Day And Time Evolution.
 
EAT : Energy And Taste.
 
FEEL : Formulated Electrical Energy Language
 
TEA : Taste And Energy Admitted.
 
PEN : Power Enriched In Nib.
ACHIEVE: Action, Common sense, Hard work, Imagination, Energy, Vision and values, Enthusiasm

LOVE:  Look Observe Verify Enjoy

TEAM: Together Each Accomplishes More

MOOD: Metrics for Object Oriented Developments

SMILE : Sweet Memories In Lip Expression.
BEST: Building Essential Skills for Tomorrow

 
BYE : Be with You Everytime.

Thursday, November 10, 2011

My visit to USA- Part 1- Preparations for the visit and departure from Chennai

Note: Frequent fliers to foreign countries may find this posting as waste of time to read.My intention is to share my experience of the preparations to visit USA, which may be useful for the first time visitors.


Visiting a foreign country is always an enjoying experience for all of us. After starting to work in USA,  my son   started to give pressure to me and and my wife that we must visit USA and stay with him at least for a month and visit places of interest . So we started our preparations for the visit.


Getting passports: 


Since I was working as an executive of a bank, it was easy for me to get passports for myself and my wife. I called the agent who was doing the job of getting passports, air tickets etc for the bank executives. He brought the necessary application  forms to the office and guided me to fill the applications. I filled the applications and gave them to the agent along with the necessary supporting documents. I had to pay him a considerable amount towards the passport fees as well as towards his commission.


After some days a policeman from the near by police station called at our house for verification and after verifying the ration card etc.,he departed.


Getting Visas for the visit:


For getting the visas, I visited the following websites and collected the various details required for getting the same.
http://chennai.usconsulate.gov/visas.html
http://www.immihelp.com/visas/usa-visa-application-centers-india.html
http://www.path2usa.com/us-visa-appointment


I give below the procedure in brief for getting USA Visitor visa for the benefit of the readers who want to visit USA  (Source:http://www.path2usa.com/us-visa-appointment )


USA Visitor Visa is a tourist visa to US. It is also known as B2 Visa. A visitor visa is a non-immigrant visa issued to people entering US temporarily for pleasure, tourism, or medical treatment. 


Photographs:


 digital photograph is required for each applicant while applying for a US visitor visa (also called tourist visa or B2 visa). The photograph must meet certain criteria. A studio can take the picture for you if you mention "photograph needed for US visa".


Filling Visa Application:


Form DS160 is the visitor visa application form required by most US consulates worldwide, including India. DS160 must be completed online.


You will need the following before you start filling DS160 form for visitor visa:
  • Digital photograph of applicant in a specific format. If you are unable to upload of provide the correct picture during the online application submission, you can carry a printed picture when go for visa interview at consulate.
  • You must know which consulate you will be appearing for interview. For people applying in India, here is the list of US Consulates in India based on your State of Residence in India.
  • Since the application must be completed online, you must have a reliable internet connection.
  • Passport details (Name as on passport, date of birth, issue date, expiration date, passport number, etc) of each applicant.
  • Family information of applicant (Name of parents of each applicant, occupation, mailing address, work address, income, etc).
  • Address where you will stay in USA.
  • Name and address of your relatives in USA, if any.
  • For US residents, your social security number and your US tax ID number.
  • Date of most recent travel to US, if any.
Technical Requirements
  • Your Internet browser must support 128-bit encryption and must have javascript enabled.
  • The minimum version of Internet Explorer (Windows) must be version 5.0 service pack 2 or higher.
  • The minimum version of Netscape must be version 6.2 or higher.
  • It is recommended to have a laser printer connected to system so you can take a printout of the confirmation page. Alternatively, you can take a screenshot (Shift + Prt Sc button) and paste it in a Word file for printing later.
Click here for: sample DS160 application.

Pay the visitor visa application fee

In India, the fee can be paid only at an authorized HDFC bank branch. Pay the visitor visa application fee and VFS service charges at any of the designated HDFC bank branches in India. You will need to submit a clear photocopy of the first page (bio-page) of your current passport to the bank when making your payment. The bank will issue you multiple copies of a visa fee receipt with a 10-digit barcode number. You will need the HDFC fee receipt barcode number to schedule your interview appointment. Please note, you are required to wait 24 hours from the date of purchase of your visa fee receipt before you can use it to schedule your interview appointment. 

Following is the fee structure for non-immigrant visas. All fees are non-refundable. US Dollar exchange rate 1 USD = 50 INR as of 19th Sept, 2011
Visa TypeFee (USD)Fee (INR)
Visitor Visa (also known as B2 Visa or Tourist Visa)$140Rs 7,000


Take appointment for visa interview


Use VFS website to set up an appointment with the US embassy or consulate where you will be applying for your visitor visa. You can also walk in to a VFS service center to set up your appointment.
See complete details of taking a visitor visa interview appointment.
Go for visa interview at designated US consulate
On the day and time of your appointment for interview, go to the consulate where your interview is scheduled. Carry all mandatory and supporting documents and originals.
Carry the following to your interview:
  • Your passport (and your old passports if any)
  • Your photograph
  • The DS160 barcode page (you will not need the full application)
  • The HDFC visa application fee receipts (if applying at a US consulate in India)
  • VFS appointment letter
  • Supporting documents.
USA Visitor Visa Interview

a. Arrive at the consulate



When you arrive at the consulate for visa interview, you may need to stand in a queue outside the consulate. Only visa applicants may enter the consulate. Before entering the consulate, you may need to show your original passport, appointment letter, and HDFC fee receipt to the security staff.


Please note that electronic equipment, cell phones, bags, sprays, perfumes, liquids, backpacks, bottles, food, sealed envelopes, sealed packages, and dangerous items are not allowed inside the consulate. There is no facility at the consulate to store prohibited items. If you bring prohibited items with you, you will have to dispose of them before entry. Water and bathrooms are available inside the consulate.

b. Security check at consulate

As soon as you enter the consulate, you will go through a security check, which may include a full body metal detector scan.

c. Fingerprinting for visitor visa



After security check, you will need to provide fingerprints for both hands. Usually, you will need to provide fingerprints for four fingers at a time by placing first your right palm and then your left palm on the fingerprinting device. Fingerprinting requirements can change over time and across consulates. Follow instructions given to you by the staff at the desk.


It is possible that applicants who have a cut, blister, or other temporary skin injury on their fingers may not be issued a visa until their fingers heal so they can be fingerprinted.

d. Waiting area

Soon after fingerprinting, you will be directed to be seated in the waiting lounge area. You must sit quietly and wait for your turn to be called for the interview. Keep your documents ready. When your name is announced, you will be asked to proceed to a particular window number. Walk towards the window, greet the interviewer with a smile, and follow the instructions given to you by the interviewer.

e. Visitor visa interview



The interviewer will be behind a glass window, and you will be able to speak through a microphone on the glass window. You will be able to hear the interviewer through a speaker, which is also on the glass window. A slot below the window will let you exchange documents with the interviewer.


The interviewer may ask questions and verify your documents. Answer truthfully and confidently. Answer only the questions you are asked. Do not provide more information than you are asked, and do not present any documents that you are not asked to. The primary goal of the interview is to verify all information presented in the application and to make sure that you qualify for the desired visa.


If the interviewer approves your application, you will know immediately. The officer will say something like "Your visa is approved". Your passport will usually be delivered to your India mailing address by courier within 3-4 business days. Under some circumstances, you may be allowed to pick up your passport in person.

f. If your visa is denied

If your visa is denied or put on hold, you will be informed accordingly. You will be able to pick up your passport soon after the interview.


MY EXPERIENCE IN GETTING VISAS:


In the above paragraphs I have given the general procedure for getting Visitors visa to USA. I give below my personal experience.


After paying the required fees at HDFC Bank, I  filled the online application for visa and took appointment for the interview. I gathered  the required supporting documents like  the photos of myself and my wife as per requirement ,no objection letter from the office, copy of sanction of leave,bank account statements, invitation from my son to visit USA to spend time with him with assurance by him that he will take care of our boarding and lodging etc. Just two days before the interview, I was told  that I had to give a stamped undertaking  letter giving the details of my assets like house, car etc which is to be duly attested by a Notary public. I got this document also ready by spending about Rs.500/. My son from USA conducted mock interview to us giving clues of expected questions and our answers.


On the D Day, we went to the US embassy and stood  in the long queue waiting outside. When our turn came , we were frisked by the security guards and then went to a lady officer. She collected  the necessary  documents like Passport, HDFC challan for the payment of fees, our photographs etc from us but she did not ask the supporting documents. She also took our photographs and our finger prints. Then we went to the next building where interviews are conducted. 


We saw more than 100 persons waiting in two rooms. We were asked by the security guard to sit in the two available chairs in the second room. Since more than 50 persons were already occupying the seats in the room, I thought that we had to wait  at least one hour for our turn. But to our surprise we were immediately called by an officer for the interview. After verifying the details about us in the PC, he asked me about my son's employer in USA and how long we will stay there. After my replying to his questions,  he said with a smiling face " Wish you Happy time in USA and your  visas will be sent by courier". He did not ask any other question and also did not ask me to show any supporting documents .  It was really a great surprise for me that we could get the visas so easily.


After three days of the interview , the visas were delivered to us by the courier.


BOOKING AIR TICKETS:


Since my son was living in Minneapolis, I decided to book the air tickets from Chennai to New York and from New York to Minneapolis for the upward journey and  Minneapolis  to New York to Chennai for the return Journey as per plans given below:

                 
                          25-Apr-09


   26-April      











   
   
Departure By Emirates Airline   
 Change of  Plane at Dubai   

New York JFK Airport

By   Delta Airlines to Minneopolis  
                                   












                    

21-May-09    

Minneapolis to New York by Delta Airline



24-May-09
  
   
   New York  to India By Emirates Arline via Dubai

25-May-09
  
Arrival Chennai








              


I booked the flight tickets from Chennai to New York and New York to Chennai  by going to the office of Emirates Airlines in Nungambakkam. The booking officer in the counter was very friendly and allotted very comfortable seats for both upward and return journeys. After booking the tickets over the counter, when I checked the fares by online booking I noticed that it was cheaper by about Rs.5000 for the same flights.  I called the Emirates office by phone and asked why it was costlier to book the tickets over the counter and cheaper to book the tickets online, he told me  that online tickets are cheaper since no administrative charges are involved. The flight tickets from New York to Minneapolis on 26th April and From Minneapolis to New York on 21st May were booked by Delta Airlines by my son.


Other Preparations:


Whenever we go to a Foreign country it is advisable to take a Visitor Medical Insurance  since  health care is not cheap and minor sickness can cause large medical expenses in America. So I took a Visitor Medical Insurance policy which also covered travel related risks.


We had to purchase suitable suitcases as per the dimensions prescribed by the airlines to carry our luggage.


We had to purchase suitable winter clothes for both of us which are very essential due to the extreme cold weather in USA especially in Minneapolis. 


We  also purchased some gifts and sweets to be given to my son's friends.


Departure from Chennai:


On 25th April 2009, we reached  the International Airport at Meenambakkam before 6 pm. After getting the security clearance for the luggage, I went to the Airlines counter where Boarding passes for upward and returned journeys were given. Then we had to fill up the immigration forms. After security clearance , we boarded the Emirates Flight No EK 547 Y going from Chennai to Dubai and the flight took off in time.


Hope that this posting will be somewhat useful to the readers who plan to visit USA.


My next posting will be about my flight experience .....